:root {
    /* ... colors unchanged ... */
    
    /* Spacing & Borders - Tightening */
    --radius-sm: 6px;
    --radius-md: 12px;
    --radius-lg: 18px;
    --radius-full: 9999px;
    
    --container-max: 1200px;
    --transition: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
}

.section {
    padding: 3.5rem 0; /* Reduced from 5rem for tighter layout */
}

.card {
    padding: 1.5rem; /* Reduced from 2rem */
    gap: 0.75rem;
}

.card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-medium);
    border-color: var(--primary-light);
}

.card-icon {
    width: 50px;
    height: 50px;
    background: var(--bg-main);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    color: var(--primary);
    font-size: 1.5rem;
}

.card h3 {
    margin-bottom: 0.75rem;
    font-size: 1.25rem;
}

.card p {
    color: var(--text-muted);
    font-size: 0.95rem;
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

/* Footer */
footer {
    background: var(--secondary);
    color: white;
    padding: 5rem 0 2rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr repeat(4, 1fr);
    gap: 3rem;
    margin-bottom: 4rem;
}

@media (max-width: 1024px) {
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 600px) {
    .footer-grid {
        grid-template-columns: 1fr;
    }
}

.footer-col h4 {
    color: white;
    font-size: 1.1rem;
    margin-bottom: 1.5rem;
}

.footer-links li {
    margin-bottom: 0.75rem;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.9rem;
}

.footer-links a:hover {
    color: var(--accent);
}

.footer-bottom {
    padding-top: 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.5);
}

/* Calculator Page Styles */
.calc-container {
    display: grid;
    grid-template-columns: 1fr 350px;
    gap: 2rem;
    align-items: start;
}

@media (max-width: 992px) {
    .calc-container {
        grid-template-columns: 1fr;
    }
}

.calc-card {
    background: white;
    padding: 3rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-medium);
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.form-control {
    width: 100%;
    padding: 0.8rem 1rem;
    border-radius: var(--radius-sm);
    border: 1px solid #ddd;
    outline: none;
    transition: var(--transition);
}

.form-control:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(0, 71, 255, 0.1);
}

.calc-result {
    margin-top: 2rem;
    padding: 2rem;
    background: var(--bg-main);
    border-radius: var(--radius-md);
    text-align: center;
}

.result-value {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0.5rem 0;
}

/* Animations */
@keyframes fadeIn {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.animate-fadeIn {
    animation: fadeIn 0.8s ease-out forwards;
}

/* FAQ Accordion */
.faq-item {
    background: white;
    border-radius: var(--radius-md);
    margin-bottom: 1rem;
    box-shadow: var(--shadow-soft);
    overflow: hidden;
}

.faq-question {
    padding: 1.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    font-weight: 600;
}

.faq-answer {
    padding: 0 1.5rem 1.5rem;
    color: var(--text-muted);
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-icon {
    transition: var(--transition);
}

.faq-item.active .faq-icon {
    transform: rotate(180deg);
}

/* Mobile Nav Enhancements */
@media (max-width: 992px) {
    .mobile-toggle {
        display: block !important;
        font-size: 1.5rem;
        cursor: pointer;
        color: var(--secondary);
    }

    .nav-links {
        position: fixed;
        top: 80px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 80px);
        background: white;
        flex-direction: column;
        padding: 2rem;
        transition: var(--transition);
        z-index: 999;
        overflow-y: auto;
    }

    .nav-links.active {
        left: 0;
    }

    .has-megamenu:hover .megamenu {
        display: none; /* Disable hover megamenu on mobile */
    }
    
    .has-megamenu.active .megamenu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        padding: 1rem 0;
        display: block;
    }

    .megamenu-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
}

/* Blog Page Enhancements */
.blog-card {
    background: white;
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-soft);
    transition: var(--transition);
}

.blog-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-medium);
}

.blog-image {
    height: 200px;
    background: var(--gradient-dark);
    position: relative;
    display: block;
}

.blog-content {
    padding: 1.5rem;
}

.blog-category {
    background: var(--primary);
    color: white;
    padding: 0.2rem 0.6rem;
    border-radius: var(--radius-sm);
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
}

/* Contact Form Enhancements */
.contact-form-container {
    background: white;
    padding: 3rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-medium);
}

/* Custom Checkbox/Radio */
.custom-control {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.5rem;
    cursor: pointer;
}

/* Breadcrumbs Styling */
.breadcrumbs {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.9rem;
    color: var(--text-muted);
    margin-bottom: 2rem;
}

.breadcrumbs a:hover {
    color: var(--primary);
}

/* Responsive Table for Amortization */
.table-responsive {
    width: 100%;
    overflow-x: auto;
    margin-top: 2rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-soft);
}

table {
    width: 100%;
    border-collapse: collapse;
    background: white;
}

th, td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid #eee;
}

th {
    background: var(--bg-main);
    font-weight: 700;
}

/* Calculator Page Improvements */
.calc-header {
    margin-bottom: 3rem;
    text-align: center;
}

.calc-sidebar-widget {
    background: white;
    padding: 1.5rem;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-soft);
    margin-bottom: 1.5rem;
}

/* Animations */
@keyframes slideInLeft {
    from { opacity: 0; transform: translateX(-30px); }
    to { opacity: 1; transform: translateX(0); }
}

.animate-slideIn {
    animation: slideInLeft 0.6s ease-out forwards;
}